Debt Saving Equity System from
United First Financial®


How United First Began

The Money Merge Account™ system from United First Financial began almost a decade ago, when Skyler Witman and John Washenko started their own mortgage company called Accelerated Equity. They built a reputation based on competitive rates and the great terms. In the company's early years they worked long hours to provide their customers with a high level of financial service.


They became one of Utah's fastest growing mortgage companies within 3 years of business and as they grew they began to see the tremendous amount of debt their customers were accruing. As loan officers, there was little they could do to help clients out from under their financial debt.


With that they made up their mind to find a way to help their clients. Years of research began that in time would lead to a dynamic software program that would change the way homeowners pay off their mortgages and allow them the opportunity to grow wealth.


A Significant Business Idea

After two years of research Skyler Witman and John Washenko began by offering their customers various debt reduction programs to help minimize their debt such as a biweekly mortgage payment plan. They soon realized that solution was not enough to meet their customers' financial needs.


In the summer of 2002, they discovered a technique used to pay down mortgages in record time which required no daily financial impact, while paying off debt and saving hundreds of thousands of dollars in interest. Skyler and John decided to develop an advanced Internet technology division that included a mathematical engineer from GE Aeronautics. They began creating the mathematical algorithms or math engines and developed the system programming that would become the very heart of the Money Merge Account system.


Several more years and millions of dollars were invested in research and development before a one year market test of the Money Merge Account was rolled out in Denver, Colorado to 400 homeowners. The initial results were that the homeowners were achieving results even better than predicted at a rate of 20% better savings. Homeowners with a traditional 30-year mortgage were on track to become mortgage free after only 8 to 11 years.


Helping Homeowners Achieve Financial Freedom

The program has become so successful that the team at United First Financial has continued to grow with the most talented financial agents in the country who are helping thousands of American homeowners get on the fast track to financial freedom without a mortgage. The demand for the Money Merge Account system is exploding and is helping homeowners reach their financial dreams.


In the summer of 2002, they discovered a technique used to pay down mortgages in record time which required no daily financial impact, while paying off debt and saving hundreds of thousands of dollars in interest. Skyler and John decided to develop an advanced Internet technology division that included a mathematical engineer from GE Aeronautics. They began creating the mathematical algorithms or math engines and developed the system programming that would become the very heart of the Money Merge Account system.






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